feat(Claude Console): 添加Claude Console账号每日配额

1. 额度检查优先级更高：即使不启用限流机制，超额仍会禁用账户
2. 状态会被覆盖：quota_exceeded 会覆盖 rate_limited
3. 两种恢复时间：
  - 限流恢复：分钟级（如60分钟）
  - 额度恢复：天级（第二天重置）
4. 独立控制：
  - rateLimitDuration = 0：只管理额度，忽略429
  - rateLimitDuration > 0：同时管理限流和额度

src/services/unifiedClaudeScheduler.js

@@ -209,10 +209,20 @@ class UnifiedClaudeScheduler {
         boundConsoleAccount.isActive === true &&
         boundConsoleAccount.status === 'active'
       ) {
+        // 主动触发一次额度检查
+        try {
+          await claudeConsoleAccountService.checkQuotaUsage(boundConsoleAccount.id)
+        } catch (e) {}
+
+        // 检查限流状态和额度状态
         const isRateLimited = await claudeConsoleAccountService.isAccountRateLimited(
           boundConsoleAccount.id
         )
-        if (!isRateLimited) {
+        const isQuotaExceeded = await claudeConsoleAccountService.isAccountQuotaExceeded(
+          boundConsoleAccount.id
+        )
+
+        if (!isRateLimited && !isQuotaExceeded) {
           logger.info(
             `🎯 Using bound dedicated Claude Console account: ${boundConsoleAccount.name} (${apiKeyData.claudeConsoleAccountId})`
           )
@@ -358,9 +368,16 @@ class UnifiedClaudeScheduler {
           }
         }
 
-        // 检查是否被限流
+        // 主动触发一次额度检查，确保状态即时生效
+        try {
+          await claudeConsoleAccountService.checkQuotaUsage(account.id)
+        } catch (e) {}
+
+        // 检查是否被限流或额度超限
         const isRateLimited = await claudeConsoleAccountService.isAccountRateLimited(account.id)
-        if (!isRateLimited) {
+        const isQuotaExceeded = await claudeConsoleAccountService.isAccountQuotaExceeded(account.id)
+
+        if (!isRateLimited && !isQuotaExceeded) {
           availableAccounts.push({
             ...account,
             accountId: account.id,
@@ -372,7 +389,12 @@ class UnifiedClaudeScheduler {
             `✅ Added Claude Console account to available pool: ${account.name} (priority: ${account.priority})`
           )
         } else {
-          logger.warn(`⚠️ Claude Console account ${account.name} is rate limited`)
+          if (isRateLimited) {
+            logger.warn(`⚠️ Claude Console account ${account.name} is rate limited`)
+          }
+          if (isQuotaExceeded) {
+            logger.warn(`💰 Claude Console account ${account.name} quota exceeded`)
+          }
         }
       } else {
         logger.info(
@@ -475,10 +497,17 @@ class UnifiedClaudeScheduler {
           logger.info(`🚫 Claude Console account ${accountId} is not schedulable`)
           return false
         }
-        // 检查是否被限流
+        // 主动触发一次额度检查
+        try {
+          await claudeConsoleAccountService.checkQuotaUsage(accountId)
+        } catch (e) {}
+        // 检查是否被限流或额度超限
         if (await claudeConsoleAccountService.isAccountRateLimited(accountId)) {
           return false
         }
+        if (await claudeConsoleAccountService.isAccountQuotaExceeded(accountId)) {
+          return false
+        }
         // 检查是否未授权（401错误）
         if (account.status === 'unauthorized') {
           return false