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Backend - setting/payment.go: introduce default `USDExchangeRate` (7.3) - model/option.go: • inject `USDExchangeRate` into `InitOptionMap` • persist & sync value in `updateOptionMap` - controller/misc.go: expose `usd_exchange_rate` via `/api/status` Frontend - OperationSetting.js & SettingsGeneral.js: • extend state/inputs with `USDExchangeRate` • add form field “美元汇率 (non-top-up rate, pricing only)” - ModelPricing.js already consumes `status.usd_exchange_rate`; no change needed API - Administrators can update the rate via `PUT /api/option` (key: `USDExchangeRate`) - All clients receive the latest rate through `GET /api/status` This closes the end-to-end flow for displaying model prices in both USD and CNY based on a configurable exchange rate.