diff --git a/src/plugins/loader.test.ts b/src/plugins/loader.test.ts
index 65cab1c0e06..d63f8890cf5 100644
--- a/src/plugins/loader.test.ts
+++ b/src/plugins/loader.test.ts
@@ -195,6 +195,104 @@ describe("loadOpenClawPlugins", () => {
     expect(registry.channels.some((entry) => entry.plugin.id === "telegram")).toBe(true);
   });
 
+  it("loads bundled channel plugins when channels.<id>.enabled=true", () => {
+    const bundledDir = makeTempDir();
+    writePlugin({
+      id: "telegram",
+      body: `export default { id: "telegram", register(api) {
+  api.registerChannel({
+    plugin: {
+      id: "telegram",
+      meta: {
+        id: "telegram",
+        label: "Telegram",
+        selectionLabel: "Telegram",
+        docsPath: "/channels/telegram",
+        blurb: "telegram channel"
+      },
+      capabilities: { chatTypes: ["direct"] },
+      config: {
+        listAccountIds: () => [],
+        resolveAccount: () => ({ accountId: "default" })
+      },
+      outbound: { deliveryMode: "direct" }
+    }
+  });
+	} };`,
+      dir: bundledDir,
+      filename: "telegram.js",
+    });
+    process.env.OPENCLAW_BUNDLED_PLUGINS_DIR = bundledDir;
+
+    const registry = loadOpenClawPlugins({
+      cache: false,
+      config: {
+        channels: {
+          telegram: {
+            enabled: true,
+          },
+        },
+        plugins: {
+          enabled: true,
+        },
+      },
+    });
+
+    const telegram = registry.plugins.find((entry) => entry.id === "telegram");
+    expect(telegram?.status).toBe("loaded");
+    expect(registry.channels.some((entry) => entry.plugin.id === "telegram")).toBe(true);
+  });
+
+  it("still respects explicit disable via plugins.entries for bundled channels", () => {
+    const bundledDir = makeTempDir();
+    writePlugin({
+      id: "telegram",
+      body: `export default { id: "telegram", register(api) {
+  api.registerChannel({
+    plugin: {
+      id: "telegram",
+      meta: {
+        id: "telegram",
+        label: "Telegram",
+        selectionLabel: "Telegram",
+        docsPath: "/channels/telegram",
+        blurb: "telegram channel"
+      },
+      capabilities: { chatTypes: ["direct"] },
+      config: {
+        listAccountIds: () => [],
+        resolveAccount: () => ({ accountId: "default" })
+      },
+      outbound: { deliveryMode: "direct" }
+    }
+  });
+	} };`,
+      dir: bundledDir,
+      filename: "telegram.js",
+    });
+    process.env.OPENCLAW_BUNDLED_PLUGINS_DIR = bundledDir;
+
+    const registry = loadOpenClawPlugins({
+      cache: false,
+      config: {
+        channels: {
+          telegram: {
+            enabled: true,
+          },
+        },
+        plugins: {
+          entries: {
+            telegram: { enabled: false },
+          },
+        },
+      },
+    });
+
+    const telegram = registry.plugins.find((entry) => entry.id === "telegram");
+    expect(telegram?.status).toBe("disabled");
+    expect(telegram?.error).toBe("disabled in config");
+  });
+
   it("enables bundled memory plugin when selected by slot", () => {
     const registry = loadBundledMemoryPluginRegistry();
 
diff --git a/src/plugins/loader.ts b/src/plugins/loader.ts
index be0e508faad..26491a41816 100644
--- a/src/plugins/loader.ts
+++ b/src/plugins/loader.ts
@@ -2,6 +2,7 @@ import fs from "node:fs";
 import path from "node:path";
 import { fileURLToPath } from "node:url";
 import { createJiti } from "jiti";
+import { normalizeChatChannelId } from "../channels/registry.js";
 import type { OpenClawConfig } from "../config/config.js";
 import type { GatewayRequestHandler } from "../gateway/server-methods/types.js";
 import { createSubsystemLogger } from "../logging/subsystem.js";
@@ -175,6 +176,19 @@ function createPluginRecord(params: {
   };
 }
 
+function isBundledChannelEnabledByChannelConfig(cfg: OpenClawConfig, pluginId: string): boolean {
+  const channelId = normalizeChatChannelId(pluginId);
+  if (!channelId) {
+    return false;
+  }
+  const channels = cfg.channels as Record<string, unknown> | undefined;
+  const entry = channels?.[channelId];
+  if (!entry || typeof entry !== "object" || Array.isArray(entry)) {
+    return false;
+  }
+  return (entry as Record<string, unknown>).enabled === true;
+}
+
 function recordPluginError(params: {
   logger: PluginLogger;
   registry: PluginRegistry;
@@ -472,7 +486,14 @@ export function loadOpenClawPlugins(options: PluginLoadOptions = {}): PluginRegi
       continue;
     }
 
-    const enableState = resolveEnableState(pluginId, candidate.origin, normalized);
+    let enableState = resolveEnableState(pluginId, candidate.origin, normalized);
+    if (
+      !enableState.enabled &&
+      enableState.reason === "bundled (disabled by default)" &&
+      isBundledChannelEnabledByChannelConfig(cfg, pluginId)
+    ) {
+      enableState = { enabled: true };
+    }
     const entry = normalized.entries[pluginId];
     const record = createPluginRecord({
       id: pluginId,