feat(admin): 新增账户余额/配额查询与展示

- 新增 accountBalanceService 与多 Provider 适配（Claude/Claude Console/OpenAI Responses/通用）
  - Redis 增加余额查询结果与本地统计缓存读写
  - 管理端新增 /admin/accounts/balance 相关接口与汇总接口，并在应用启动时注册 Provider
  - 后台前端新增余额组件与 Dashboard 余额/配额汇总、低余额/高使用提示
  - 补充 accountBalanceService 单元测试

src/services/accountBalanceService.js

@@ -0,0 +1,652 @@
+const redis = require('../models/redis')
+const logger = require('../utils/logger')
+const CostCalculator = require('../utils/costCalculator')
+
+class AccountBalanceService {
+  constructor(options = {}) {
+    this.redis = options.redis || redis
+    this.logger = options.logger || logger
+
+    this.providers = new Map()
+
+    this.CACHE_TTL_SECONDS = 3600
+    this.LOCAL_TTL_SECONDS = 300
+
+    this.LOW_BALANCE_THRESHOLD = 10
+    this.HIGH_USAGE_THRESHOLD_PERCENT = 90
+    this.DEFAULT_CONCURRENCY = 10
+  }
+
+  getSupportedPlatforms() {
+    return [
+      'claude',
+      'claude-console',
+      'gemini',
+      'gemini-api',
+      'openai',
+      'openai-responses',
+      'azure_openai',
+      'bedrock',
+      'droid',
+      'ccr'
+    ]
+  }
+
+  normalizePlatform(platform) {
+    if (!platform) {
+      return null
+    }
+
+    const value = String(platform).trim().toLowerCase()
+
+    // 兼容实施文档与历史命名
+    if (value === 'claude-official') {
+      return 'claude'
+    }
+    if (value === 'azure-openai') {
+      return 'azure_openai'
+    }
+
+    // 保持前端平台键一致
+    return value
+  }
+
+  registerProvider(platform, provider) {
+    const normalized = this.normalizePlatform(platform)
+    if (!normalized) {
+      throw new Error('registerProvider: 缺少 platform')
+    }
+    if (!provider || typeof provider.queryBalance !== 'function') {
+      throw new Error(`registerProvider: Provider 无效 (${normalized})`)
+    }
+    this.providers.set(normalized, provider)
+  }
+
+  async getAccountBalance(accountId, platform, options = {}) {
+    const normalizedPlatform = this.normalizePlatform(platform)
+    const account = await this.getAccount(accountId, normalizedPlatform)
+    if (!account) {
+      return null
+    }
+    return await this._getAccountBalanceForAccount(account, normalizedPlatform, options)
+  }
+
+  async refreshAccountBalance(accountId, platform) {
+    const normalizedPlatform = this.normalizePlatform(platform)
+    const account = await this.getAccount(accountId, normalizedPlatform)
+    if (!account) {
+      return null
+    }
+
+    return await this._getAccountBalanceForAccount(account, normalizedPlatform, {
+      queryApi: true,
+      useCache: false
+    })
+  }
+
+  async getAllAccountsBalance(platform, options = {}) {
+    const normalizedPlatform = this.normalizePlatform(platform)
+    const accounts = await this.getAllAccountsByPlatform(normalizedPlatform)
+    const queryApi = this._parseBoolean(options.queryApi) || false
+    const useCache = options.useCache !== false
+
+    const results = await this._mapWithConcurrency(
+      accounts,
+      this.DEFAULT_CONCURRENCY,
+      async (acc) => {
+        try {
+          const balance = await this._getAccountBalanceForAccount(acc, normalizedPlatform, {
+            queryApi,
+            useCache
+          })
+          return { ...balance, name: acc.name || '' }
+        } catch (error) {
+          this.logger.error(`批量获取余额失败: ${normalizedPlatform}:${acc?.id}`, error)
+          return {
+            success: true,
+            data: {
+              accountId: acc?.id,
+              platform: normalizedPlatform,
+              balance: null,
+              quota: null,
+              statistics: {},
+              source: 'local',
+              lastRefreshAt: new Date().toISOString(),
+              cacheExpiresAt: null,
+              status: 'error',
+              error: error.message || '批量查询失败'
+            },
+            name: acc?.name || ''
+          }
+        }
+      }
+    )
+
+    return results
+  }
+
+  async getBalanceSummary() {
+    const platforms = this.getSupportedPlatforms()
+
+    const summary = {
+      totalBalance: 0,
+      totalCost: 0,
+      lowBalanceCount: 0,
+      platforms: {}
+    }
+
+    for (const platform of platforms) {
+      const accounts = await this.getAllAccountsByPlatform(platform)
+      const platformData = {
+        count: accounts.length,
+        totalBalance: 0,
+        totalCost: 0,
+        lowBalanceCount: 0,
+        accounts: []
+      }
+
+      const balances = await this._mapWithConcurrency(
+        accounts,
+        this.DEFAULT_CONCURRENCY,
+        async (acc) => {
+          const balance = await this._getAccountBalanceForAccount(acc, platform, {
+            queryApi: false,
+            useCache: true
+          })
+          return { ...balance, name: acc.name || '' }
+        }
+      )
+
+      for (const item of balances) {
+        platformData.accounts.push(item)
+
+        const amount = item?.data?.balance?.amount
+        const percentage = item?.data?.quota?.percentage
+        const totalCost = Number(item?.data?.statistics?.totalCost || 0)
+
+        const hasAmount = typeof amount === 'number' && Number.isFinite(amount)
+        const isLowBalance = hasAmount && amount < this.LOW_BALANCE_THRESHOLD
+        const isHighUsage =
+          typeof percentage === 'number' &&
+          Number.isFinite(percentage) &&
+          percentage > this.HIGH_USAGE_THRESHOLD_PERCENT
+
+        if (hasAmount) {
+          platformData.totalBalance += amount
+        }
+
+        if (isLowBalance || isHighUsage) {
+          platformData.lowBalanceCount += 1
+          summary.lowBalanceCount += 1
+        }
+
+        platformData.totalCost += totalCost
+      }
+
+      summary.platforms[platform] = platformData
+      summary.totalBalance += platformData.totalBalance
+      summary.totalCost += platformData.totalCost
+    }
+
+    return summary
+  }
+
+  async clearCache(accountId, platform) {
+    const normalizedPlatform = this.normalizePlatform(platform)
+    if (!normalizedPlatform) {
+      throw new Error('缺少 platform 参数')
+    }
+
+    await this.redis.deleteAccountBalance(normalizedPlatform, accountId)
+    this.logger.info(`余额缓存已清除: ${normalizedPlatform}:${accountId}`)
+  }
+
+  async getAccount(accountId, platform) {
+    if (!accountId || !platform) {
+      return null
+    }
+
+    const serviceMap = {
+      claude: require('./claudeAccountService'),
+      'claude-console': require('./claudeConsoleAccountService'),
+      gemini: require('./geminiAccountService'),
+      'gemini-api': require('./geminiApiAccountService'),
+      openai: require('./openaiAccountService'),
+      'openai-responses': require('./openaiResponsesAccountService'),
+      azure_openai: require('./azureOpenaiAccountService'),
+      bedrock: require('./bedrockAccountService'),
+      droid: require('./droidAccountService'),
+      ccr: require('./ccrAccountService')
+    }
+
+    const service = serviceMap[platform]
+    if (!service || typeof service.getAccount !== 'function') {
+      return null
+    }
+
+    return await service.getAccount(accountId)
+  }
+
+  async getAllAccountsByPlatform(platform) {
+    if (!platform) {
+      return []
+    }
+
+    const serviceMap = {
+      claude: require('./claudeAccountService'),
+      'claude-console': require('./claudeConsoleAccountService'),
+      gemini: require('./geminiAccountService'),
+      'gemini-api': require('./geminiApiAccountService'),
+      openai: require('./openaiAccountService'),
+      'openai-responses': require('./openaiResponsesAccountService'),
+      azure_openai: require('./azureOpenaiAccountService'),
+      bedrock: require('./bedrockAccountService'),
+      droid: require('./droidAccountService'),
+      ccr: require('./ccrAccountService')
+    }
+
+    const service = serviceMap[platform]
+    if (!service) {
+      return []
+    }
+
+    // Bedrock 特殊：返回 { success, data }
+    if (platform === 'bedrock' && typeof service.getAllAccounts === 'function') {
+      const result = await service.getAllAccounts()
+      return result?.success ? result.data || [] : []
+    }
+
+    if (platform === 'openai-responses') {
+      return await service.getAllAccounts(true)
+    }
+
+    if (typeof service.getAllAccounts !== 'function') {
+      return []
+    }
+
+    return await service.getAllAccounts()
+  }
+
+  async _getAccountBalanceForAccount(account, platform, options = {}) {
+    const queryApi = this._parseBoolean(options.queryApi) || false
+    const useCache = options.useCache !== false
+
+    const accountId = account?.id
+    if (!accountId) {
+      throw new Error('账户缺少 id')
+    }
+
+    const localBalance = await this._getBalanceFromLocal(accountId, platform)
+    const localStatistics = localBalance.statistics || {}
+
+    const quotaFromLocal = this._buildQuotaFromLocal(account, localStatistics)
+
+    // 非强制查询：优先读缓存
+    if (!queryApi) {
+      if (useCache) {
+        const cached = await this.redis.getAccountBalance(platform, accountId)
+        if (cached && cached.status === 'success') {
+          return this._buildResponse(
+            {
+              status: cached.status,
+              errorMessage: cached.errorMessage,
+              balance: quotaFromLocal.balance ?? cached.balance,
+              currency: quotaFromLocal.currency || cached.currency || 'USD',
+              quota: quotaFromLocal.quota || cached.quota || null,
+              statistics: localStatistics,
+              lastRefreshAt: cached.lastRefreshAt
+            },
+            accountId,
+            platform,
+            'cache',
+            cached.ttlSeconds
+          )
+        }
+      }
+
+      return this._buildResponse(
+        {
+          status: 'success',
+          errorMessage: null,
+          balance: quotaFromLocal.balance,
+          currency: quotaFromLocal.currency || 'USD',
+          quota: quotaFromLocal.quota,
+          statistics: localStatistics,
+          lastRefreshAt: localBalance.lastCalculated
+        },
+        accountId,
+        platform,
+        'local'
+      )
+    }
+
+    // 强制查询：调用 Provider，失败自动降级到本地统计
+    const provider = this.providers.get(platform)
+    if (!provider) {
+      return this._buildResponse(
+        {
+          status: 'error',
+          errorMessage: `不支持的平台: ${platform}`,
+          balance: quotaFromLocal.balance,
+          currency: quotaFromLocal.currency || 'USD',
+          quota: quotaFromLocal.quota,
+          statistics: localStatistics,
+          lastRefreshAt: new Date().toISOString()
+        },
+        accountId,
+        platform,
+        'local'
+      )
+    }
+
+    const providerResult = await this._getBalanceFromProvider(provider, account)
+    await this.redis.setAccountBalance(platform, accountId, providerResult, this.CACHE_TTL_SECONDS)
+
+    const source = providerResult.status === 'success' ? 'api' : 'local'
+
+    return this._buildResponse(
+      {
+        status: providerResult.status,
+        errorMessage: providerResult.errorMessage,
+        balance: quotaFromLocal.balance ?? providerResult.balance,
+        currency: quotaFromLocal.currency || providerResult.currency || 'USD',
+        quota: quotaFromLocal.quota || providerResult.quota || null,
+        statistics: localStatistics,
+        lastRefreshAt: providerResult.lastRefreshAt
+      },
+      accountId,
+      platform,
+      source
+    )
+  }
+
+  async _getBalanceFromProvider(provider, account) {
+    try {
+      const result = await provider.queryBalance(account)
+      return {
+        status: 'success',
+        balance: typeof result?.balance === 'number' ? result.balance : null,
+        currency: result?.currency || 'USD',
+        quota: result?.quota || null,
+        queryMethod: result?.queryMethod || 'api',
+        rawData: result?.rawData || null,
+        lastRefreshAt: new Date().toISOString(),
+        errorMessage: ''
+      }
+    } catch (error) {
+      return {
+        status: 'error',
+        balance: null,
+        currency: 'USD',
+        quota: null,
+        queryMethod: 'api',
+        rawData: null,
+        lastRefreshAt: new Date().toISOString(),
+        errorMessage: error.message || '查询失败'
+      }
+    }
+  }
+
+  async _getBalanceFromLocal(accountId, platform) {
+    const cached = await this.redis.getLocalBalance(platform, accountId)
+    if (cached && cached.statistics) {
+      return cached
+    }
+
+    const statistics = await this._computeLocalStatistics(accountId)
+    const localBalance = {
+      status: 'success',
+      balance: null,
+      currency: 'USD',
+      statistics,
+      queryMethod: 'local',
+      lastCalculated: new Date().toISOString()
+    }
+
+    await this.redis.setLocalBalance(platform, accountId, localBalance, this.LOCAL_TTL_SECONDS)
+    return localBalance
+  }
+
+  async _computeLocalStatistics(accountId) {
+    const safeNumber = (value) => {
+      const num = Number(value)
+      return Number.isFinite(num) ? num : 0
+    }
+
+    try {
+      const usageStats = await this.redis.getAccountUsageStats(accountId)
+      const dailyCost = safeNumber(usageStats?.daily?.cost || 0)
+      const monthlyCost = await this._computeMonthlyCost(accountId)
+      const totalCost = await this._computeTotalCost(accountId)
+
+      return {
+        totalCost,
+        dailyCost,
+        monthlyCost,
+        totalRequests: safeNumber(usageStats?.total?.requests || 0),
+        dailyRequests: safeNumber(usageStats?.daily?.requests || 0),
+        monthlyRequests: safeNumber(usageStats?.monthly?.requests || 0)
+      }
+    } catch (error) {
+      this.logger.debug(`本地统计计算失败: ${accountId}`, error)
+      return {
+        totalCost: 0,
+        dailyCost: 0,
+        monthlyCost: 0,
+        totalRequests: 0,
+        dailyRequests: 0,
+        monthlyRequests: 0
+      }
+    }
+  }
+
+  async _computeMonthlyCost(accountId) {
+    const tzDate = this.redis.getDateInTimezone(new Date())
+    const currentMonth = `${tzDate.getUTCFullYear()}-${String(tzDate.getUTCMonth() + 1).padStart(
+      2,
+      '0'
+    )}`
+
+    const pattern = `account_usage:model:monthly:${accountId}:*:${currentMonth}`
+    return await this._sumModelCostsByKeysPattern(pattern)
+  }
+
+  async _computeTotalCost(accountId) {
+    const pattern = `account_usage:model:monthly:${accountId}:*:*`
+    return await this._sumModelCostsByKeysPattern(pattern)
+  }
+
+  async _sumModelCostsByKeysPattern(pattern) {
+    try {
+      const client = this.redis.getClientSafe()
+      const keys = await client.keys(pattern)
+      if (!keys || keys.length === 0) {
+        return 0
+      }
+
+      const pipeline = client.pipeline()
+      keys.forEach((key) => pipeline.hgetall(key))
+      const results = await pipeline.exec()
+
+      let totalCost = 0
+      for (let i = 0; i < results.length; i += 1) {
+        const [, data] = results[i] || []
+        if (!data || Object.keys(data).length === 0) {
+          continue
+        }
+
+        const parts = String(keys[i]).split(':')
+        const model = parts[4] || 'unknown'
+
+        const usage = {
+          input_tokens: parseInt(data.inputTokens || 0),
+          output_tokens: parseInt(data.outputTokens || 0),
+          cache_creation_input_tokens: parseInt(data.cacheCreateTokens || 0),
+          cache_read_input_tokens: parseInt(data.cacheReadTokens || 0)
+        }
+
+        const costResult = CostCalculator.calculateCost(usage, model)
+        totalCost += costResult.costs.total || 0
+      }
+
+      return totalCost
+    } catch (error) {
+      this.logger.debug(`汇总模型费用失败: ${pattern}`, error)
+      return 0
+    }
+  }
+
+  _buildQuotaFromLocal(account, statistics) {
+    if (!account || !Object.prototype.hasOwnProperty.call(account, 'dailyQuota')) {
+      return { balance: null, currency: null, quota: null }
+    }
+
+    const dailyQuota = Number(account.dailyQuota || 0)
+    const used = Number(statistics?.dailyCost || 0)
+
+    const resetAt = this._computeNextResetAt(account.quotaResetTime || '00:00')
+
+    // 不限制
+    if (!Number.isFinite(dailyQuota) || dailyQuota <= 0) {
+      return {
+        balance: null,
+        currency: 'USD',
+        quota: {
+          daily: Infinity,
+          used,
+          remaining: Infinity,
+          percentage: 0,
+          unlimited: true,
+          resetAt
+        }
+      }
+    }
+
+    const remaining = Math.max(0, dailyQuota - used)
+    const percentage = dailyQuota > 0 ? (used / dailyQuota) * 100 : 0
+
+    return {
+      balance: remaining,
+      currency: 'USD',
+      quota: {
+        daily: dailyQuota,
+        used,
+        remaining,
+        resetAt,
+        percentage: Math.round(percentage * 100) / 100
+      }
+    }
+  }
+
+  _computeNextResetAt(resetTime) {
+    const now = new Date()
+    const tzNow = this.redis.getDateInTimezone(now)
+    const offsetMs = tzNow.getTime() - now.getTime()
+
+    const [h, m] = String(resetTime || '00:00')
+      .split(':')
+      .map((n) => parseInt(n, 10))
+
+    const resetHour = Number.isFinite(h) ? h : 0
+    const resetMinute = Number.isFinite(m) ? m : 0
+
+    const year = tzNow.getUTCFullYear()
+    const month = tzNow.getUTCMonth()
+    const day = tzNow.getUTCDate()
+
+    let resetAtMs = Date.UTC(year, month, day, resetHour, resetMinute, 0, 0) - offsetMs
+    if (resetAtMs <= now.getTime()) {
+      resetAtMs += 24 * 60 * 60 * 1000
+    }
+
+    return new Date(resetAtMs).toISOString()
+  }
+
+  _buildResponse(balanceData, accountId, platform, source, ttlSeconds = null) {
+    const now = new Date()
+
+    const amount = typeof balanceData.balance === 'number' ? balanceData.balance : null
+    const currency = balanceData.currency || 'USD'
+
+    let cacheExpiresAt = null
+    if (source === 'cache') {
+      const ttl =
+        typeof ttlSeconds === 'number' && ttlSeconds > 0 ? ttlSeconds : this.CACHE_TTL_SECONDS
+      cacheExpiresAt = new Date(Date.now() + ttl * 1000).toISOString()
+    }
+
+    return {
+      success: true,
+      data: {
+        accountId,
+        platform,
+        balance:
+          typeof amount === 'number'
+            ? {
+                amount,
+                currency,
+                formattedAmount: this._formatCurrency(amount, currency)
+              }
+            : null,
+        quota: balanceData.quota || null,
+        statistics: balanceData.statistics || {},
+        source,
+        lastRefreshAt: balanceData.lastRefreshAt || now.toISOString(),
+        cacheExpiresAt,
+        status: balanceData.status || 'success',
+        error: balanceData.errorMessage || null
+      }
+    }
+  }
+
+  _formatCurrency(amount, currency = 'USD') {
+    try {
+      if (typeof amount !== 'number' || !Number.isFinite(amount)) {
+        return 'N/A'
+      }
+      return new Intl.NumberFormat('en-US', { style: 'currency', currency }).format(amount)
+    } catch (error) {
+      return `$${amount.toFixed(2)}`
+    }
+  }
+
+  _parseBoolean(value) {
+    if (typeof value === 'boolean') {
+      return value
+    }
+    if (typeof value !== 'string') {
+      return null
+    }
+    const normalized = value.trim().toLowerCase()
+    if (normalized === 'true' || normalized === '1' || normalized === 'yes') {
+      return true
+    }
+    if (normalized === 'false' || normalized === '0' || normalized === 'no') {
+      return false
+    }
+    return null
+  }
+
+  async _mapWithConcurrency(items, limit, mapper) {
+    const concurrency = Math.max(1, Number(limit) || 1)
+    const list = Array.isArray(items) ? items : []
+
+    const results = new Array(list.length)
+    let nextIndex = 0
+
+    const workers = new Array(Math.min(concurrency, list.length)).fill(null).map(async () => {
+      while (nextIndex < list.length) {
+        const currentIndex = nextIndex
+        nextIndex += 1
+        results[currentIndex] = await mapper(list[currentIndex], currentIndex)
+      }
+    })
+
+    await Promise.all(workers)
+    return results
+  }
+}
+
+const accountBalanceService = new AccountBalanceService()
+module.exports = accountBalanceService
+module.exports.AccountBalanceService = AccountBalanceService

src/services/balanceProviders/baseBalanceProvider.js

@@ -0,0 +1,133 @@
+const axios = require('axios')
+const logger = require('../../utils/logger')
+const ProxyHelper = require('../../utils/proxyHelper')
+
+/**
+ * Provider 抽象基类
+ * 各平台 Provider 需继承并实现 queryBalance(account)
+ */
+class BaseBalanceProvider {
+  constructor(platform) {
+    this.platform = platform
+    this.logger = logger
+  }
+
+  /**
+   * 查询余额（抽象方法）
+   * @param {object} account - 账户对象
+   * @returns {Promise<object>}
+   * 形如：
+   * {
+   *   balance: number|null,
+   *   currency?: string,
+   *   quota?: { daily, used, remaining, resetAt, percentage, unlimited? },
+   *   queryMethod?: 'api'|'field'|'local',
+   *   rawData?: any
+   * }
+   */
+  async queryBalance(_account) {
+    throw new Error('queryBalance 方法必须由子类实现')
+  }
+
+  /**
+   * 通用 HTTP 请求方法（支持代理）
+   * @param {string} url
+   * @param {object} options
+   * @param {object} account
+   */
+  async makeRequest(url, options = {}, account = {}) {
+    const config = {
+      url,
+      method: options.method || 'GET',
+      headers: options.headers || {},
+      timeout: options.timeout || 15000,
+      data: options.data,
+      params: options.params,
+      responseType: options.responseType
+    }
+
+    const proxyConfig = account.proxyConfig || account.proxy
+    if (proxyConfig) {
+      const agent = ProxyHelper.createProxyAgent(proxyConfig)
+      if (agent) {
+        config.httpAgent = agent
+        config.httpsAgent = agent
+        config.proxy = false
+      }
+    }
+
+    try {
+      const response = await axios(config)
+      return {
+        success: true,
+        data: response.data,
+        status: response.status,
+        headers: response.headers
+      }
+    } catch (error) {
+      const status = error.response?.status
+      const message = error.response?.data?.message || error.message || '请求失败'
+      this.logger.debug(`余额 Provider HTTP 请求失败: ${url} (${this.platform})`, {
+        status,
+        message
+      })
+      return { success: false, status, error: message }
+    }
+  }
+
+  /**
+   * 从账户字段读取 dailyQuota / dailyUsage（通用降级方案）
+   * 注意：部分平台 dailyUsage 字段可能不是实时值，最终以 AccountBalanceService 的本地统计为准
+   */
+  readQuotaFromFields(account) {
+    const dailyQuota = Number(account?.dailyQuota || 0)
+    const dailyUsage = Number(account?.dailyUsage || 0)
+
+    // 无限制
+    if (!Number.isFinite(dailyQuota) || dailyQuota <= 0) {
+      return {
+        balance: null,
+        currency: 'USD',
+        quota: {
+          daily: Infinity,
+          used: Number.isFinite(dailyUsage) ? dailyUsage : 0,
+          remaining: Infinity,
+          percentage: 0,
+          unlimited: true
+        },
+        queryMethod: 'field'
+      }
+    }
+
+    const used = Number.isFinite(dailyUsage) ? dailyUsage : 0
+    const remaining = Math.max(0, dailyQuota - used)
+    const percentage = dailyQuota > 0 ? (used / dailyQuota) * 100 : 0
+
+    return {
+      balance: remaining,
+      currency: 'USD',
+      quota: {
+        daily: dailyQuota,
+        used,
+        remaining,
+        percentage: Math.round(percentage * 100) / 100
+      },
+      queryMethod: 'field'
+    }
+  }
+
+  parseCurrency(data) {
+    return data?.currency || data?.Currency || 'USD'
+  }
+
+  async safeExecute(fn, fallbackValue = null) {
+    try {
+      return await fn()
+    } catch (error) {
+      this.logger.error(`余额 Provider 执行失败: ${this.platform}`, error)
+      return fallbackValue
+    }
+  }
+}
+
+module.exports = BaseBalanceProvider

src/services/balanceProviders/claudeBalanceProvider.js

@@ -0,0 +1,30 @@
+const BaseBalanceProvider = require('./baseBalanceProvider')
+const claudeAccountService = require('../claudeAccountService')
+
+class ClaudeBalanceProvider extends BaseBalanceProvider {
+  constructor() {
+    super('claude')
+  }
+
+  /**
+   * Claude（OAuth）：优先尝试获取 OAuth usage（用于配额/使用信息），不强行提供余额金额
+   */
+  async queryBalance(account) {
+    this.logger.debug(`查询 Claude 余额（OAuth usage）: ${account?.id}`)
+
+    // 仅 OAuth 账户可用；失败时降级
+    const usageData = await claudeAccountService.fetchOAuthUsage(account.id).catch(() => null)
+    if (!usageData) {
+      return { balance: null, currency: 'USD', queryMethod: 'local' }
+    }
+
+    return {
+      balance: null,
+      currency: 'USD',
+      queryMethod: 'api',
+      rawData: usageData
+    }
+  }
+}
+
+module.exports = ClaudeBalanceProvider

src/services/balanceProviders/claudeConsoleBalanceProvider.js

@@ -0,0 +1,14 @@
+const BaseBalanceProvider = require('./baseBalanceProvider')
+
+class ClaudeConsoleBalanceProvider extends BaseBalanceProvider {
+  constructor() {
+    super('claude-console')
+  }
+
+  async queryBalance(account) {
+    this.logger.debug(`查询 Claude Console 余额（字段）: ${account?.id}`)
+    return this.readQuotaFromFields(account)
+  }
+}
+
+module.exports = ClaudeConsoleBalanceProvider

src/services/balanceProviders/genericBalanceProvider.js

@@ -0,0 +1,23 @@
+const BaseBalanceProvider = require('./baseBalanceProvider')
+
+class GenericBalanceProvider extends BaseBalanceProvider {
+  constructor(platform) {
+    super(platform)
+  }
+
+  async queryBalance(account) {
+    this.logger.debug(`${this.platform} 暂无专用余额 API，实现降级策略`)
+
+    if (account && Object.prototype.hasOwnProperty.call(account, 'dailyQuota')) {
+      return this.readQuotaFromFields(account)
+    }
+
+    return {
+      balance: null,
+      currency: 'USD',
+      queryMethod: 'local'
+    }
+  }
+}
+
+module.exports = GenericBalanceProvider

src/services/balanceProviders/index.js

@@ -0,0 +1,24 @@
+const ClaudeBalanceProvider = require('./claudeBalanceProvider')
+const ClaudeConsoleBalanceProvider = require('./claudeConsoleBalanceProvider')
+const OpenAIResponsesBalanceProvider = require('./openaiResponsesBalanceProvider')
+const GenericBalanceProvider = require('./genericBalanceProvider')
+
+function registerAllProviders(balanceService) {
+  // Claude
+  balanceService.registerProvider('claude', new ClaudeBalanceProvider())
+  balanceService.registerProvider('claude-console', new ClaudeConsoleBalanceProvider())
+
+  // OpenAI / Codex
+  balanceService.registerProvider('openai-responses', new OpenAIResponsesBalanceProvider())
+  balanceService.registerProvider('openai', new GenericBalanceProvider('openai'))
+  balanceService.registerProvider('azure_openai', new GenericBalanceProvider('azure_openai'))
+
+  // 其他平台（降级）
+  balanceService.registerProvider('gemini', new GenericBalanceProvider('gemini'))
+  balanceService.registerProvider('gemini-api', new GenericBalanceProvider('gemini-api'))
+  balanceService.registerProvider('bedrock', new GenericBalanceProvider('bedrock'))
+  balanceService.registerProvider('droid', new GenericBalanceProvider('droid'))
+  balanceService.registerProvider('ccr', new GenericBalanceProvider('ccr'))
+}
+
+module.exports = { registerAllProviders }

src/services/balanceProviders/openaiResponsesBalanceProvider.js

@@ -0,0 +1,54 @@
+const BaseBalanceProvider = require('./baseBalanceProvider')
+
+class OpenAIResponsesBalanceProvider extends BaseBalanceProvider {
+  constructor() {
+    super('openai-responses')
+  }
+
+  /**
+   * OpenAI-Responses：
+   * - 优先使用 dailyQuota 字段（如果配置了额度）
+   * - 可选：尝试调用兼容 API（不同服务商实现不一，失败自动降级）
+   */
+  async queryBalance(account) {
+    this.logger.debug(`查询 OpenAI Responses 余额: ${account?.id}`)
+
+    // 配置了额度时直接返回（字段法）
+    if (account?.dailyQuota && Number(account.dailyQuota) > 0) {
+      return this.readQuotaFromFields(account)
+    }
+
+    // 尝试调用 usage 接口（兼容性不保证）
+    if (account?.apiKey && account?.baseApi) {
+      const baseApi = String(account.baseApi).replace(/\/$/, '')
+      const response = await this.makeRequest(
+        `${baseApi}/v1/usage`,
+        {
+          method: 'GET',
+          headers: {
+            Authorization: `Bearer ${account.apiKey}`,
+            'Content-Type': 'application/json'
+          }
+        },
+        account
+      )
+
+      if (response.success) {
+        return {
+          balance: null,
+          currency: this.parseCurrency(response.data),
+          queryMethod: 'api',
+          rawData: response.data
+        }
+      }
+    }
+
+    return {
+      balance: null,
+      currency: 'USD',
+      queryMethod: 'local'
+    }
+  }
+}
+
+module.exports = OpenAIResponsesBalanceProvider